Roth IRAs are a great option for retirement savings and will be a much more popular way to save now that the SECURE Act has been signed into law. The SECURE Act will generally make the nonspouse beneficiaries of taxable IRAs take, and pay taxes on, distributions over ten years, versus the current rule allowing them to ‘stretch’ the distributions over their life expectancy. If a person wants to pass assets on to the next generation, Roth strategies will be a much more efficient way to leave a legacy to a child. Enter the Kid Roth.

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