The LifeBook: A Thoughtful Plan for Life’s Most Important Moments

When life is running smoothly, organizing every detail of your financial and personal life can feel easy to put off. But in moments of crisis, illness, incapacity, or loss, clarity becomes priceless. That is exactly why Sequoia Financial Group created the LifeBook.

The LifeBook is an organizing tool designed to help you document, protect, and communicate the most important details of your life. Its purpose is simple but powerful: to reduce stress for your loved ones when they need guidance most, and to ensure your wishes are honored without confusion or delay.

Importantly, the LifeBook is for everyone—regardless of age, net worth, family structure, or stage of life. Whether you are early in your career, raising a family, navigating a business transition, caring for aging parents, or planning for retirement, having your key information organized creates clarity and continuity. Even individuals who believe they are “not far enough along” in their financial or estate-planning journey benefit from starting the LifeBook now. It provides a structured foundation you can build on over time, ensuring that as your life and planning evolve, your most important details remain accessible, accurate, and aligned with your intentions.

What the LifeBook Is—and What It Is Not

The LifeBook is not a legal document, nor does it replace wills, trusts, or powers of attorney. Instead, it serves as a centralized roadmap, bringing together the critical information needed for your legal, financial, and healthcare plans to work as intended.

Inside the LifeBook, you’ll organize everything from:

• Key advisors and emergency contacts
• Banking, investments, real estate, and income sources
• Insurance coverage and ongoing financial obligations
• Estate and legal documents, including where originals are stored
• Special needs planning considerations
• Digital assets, pets, and personal wishes
• Funeral preferences and final instructions

This level of organization helps reduce the likelihood that important details are overlooked and minimizes uncertainty.

How to Use the LifeBook

The LifeBook is designed to be completed thoughtfully, not rushed. You can work through it one section at a time—adding, updating, or removing pages as your life evolves. Many clients complete it with the guidance of their Sequoia team, ensuring accuracy, completeness, and alignment with their broader financial strategy.

As your circumstances change (marriage, children, retirement, business transitions), the LifeBook evolves with you. It becomes a living document that reflects your priorities, values, and intentions.

The End Goal: Confidence, Protection, and Legacy

The ultimate goal of the LifeBook is a thoughtful way forward. For you, it means knowing that your wishes are clearly documented and that your financial life is organized. For your loved ones, it means fewer decisions during emotional moments and a clear path forward.

When paired with Sequoia’s integrated wealth-management approach, the LifeBook becomes more than a binder; it becomes a bridge between planning and execution. Our advisors help ensure beneficiary designations align with estate documents, insurance coverage supports family needs, and financial responsibilities continue seamlessly if something happens to you.

How Sequoia Financial Group Guides You

At Sequoia, we don’t simply hand you the LifeBook and wish you luck. We walk alongside you, helping you complete it, reviewing it regularly, and coordinating it with your full wealth plan.

The result is confidence that your loved ones are protected, your wishes are respected, and your legacy remains strong, no matter what life brings.

If you haven’t started your LifeBook, or if yours needs an update, Sequoia Financial Group is here to help.