Financial Planning

Sequoia’s financial planning team provides you with strength and experience by developing a strategic plan to assist you in reaching your financial goals. Each plan is custom-tailored to your individual needs. Equally important to the planning process is the ongoing support we provide to help you remain on pace.

Through the financial planning process, we work with you to address your particular objectives as they relate to the following areas:

Financial Independence Planning

Your goal is to achieve a certain standard of living and financial independence. The burning question is: how do you get there? The Sequoia financial planning process outlines your personal strategic objectives and works with you to create a roadmap to help you achieve your financial goals.

Risk Management/Contingency Planning

You’ve worked hard to accumulate income and assets, so naturally you want to protect them. Our risk management/contingency planning helps to ensure your assets and income are properly titled, aligned and insured.

Estate and Wealth Transfer Planning

Whether it relates to family, charities or others important to your life, Sequoia’s estate and wealth transfer planning process helps you develop a strategy for transitioning your hard-earned assets to the desired beneficiaries in a tax efficient manner.*

Business Succession Planning

Your business is a significant part of your life, and now it’s time to monetize that asset and reap the benefits. Whether you want to conduct an outside sale, transition to employees or transfer to the next family generation, our financial planning team brings years of experience in developing an appropriate, tax-efficient strategy*.

Retirement Income Planning

You may come to a point when you are ready to live off of the income your assets produce, instead of earning a working wage. Separate from your overall financial plan, our team assists you in developing a specific asset allocation and distribution strategy to help ensure your assets live as long as you do.

Philanthropy

For many people, one of the greatest joys in life is giving back. The Sequoia team assists you in developing a giving strategy that maximizes the long-term value of the gift and helps to ensure the gifting is completed in a tax-efficient manner*.

Financial Planning FAQs

How much does a financial plan cost?
Depending on the complexity of your financial situation, Sequoia offers planning services at a fixed fee ranging from $1,000 to $7,500.

If I use Sequoia Financial Group to develop a financial plan, am I obligated to purchase the recommended products or services?
Absolutely not. We offer recommendations which in our professional opinion may assist you in meeting your needs and objectives, but you are under no obligation to purchase them.

Our Financial Planning Process

Independent of individual objectives, as a Sequoia client you will complete a thorough, five-step analysis of your current and projected financial position. This process is circular in that the analysis never ends, but rather grows and adapts as your financial needs evolve.

Understand

Each individual has his or her own specific goals and tolerance for risk. We take the time to engage in open discussion with you so we can truly understand your current situation and future goals.

Develop

The planning team combines our diverse experience with your information to develop a custom financial plan. The plan will detail both our analysis of your financial position and our recommendations for your future course of action.

Deliver

We meet with you regarding our findings and recommendations. The plan may be refined further based on additional discussion and feedback.

Implement

Upon completion of your plan, you receive an actionable checklist regarding next steps and responsibilities. Sequoia will be there to help you fulfill that plan and implement the recommendations.

Monitor

As a member of your personal financial team, Sequoia takes the initiative to schedule regular review meetings to help ensure you remain on pace to meet your financial goals. As your life or the marketplace changes, the plan is revised and the ongoing strategy amended.

*Sequoia Financial Advisors, LLC does not provide tax or legal advice. These professionals should be consulted separately before implementing changes to your tax or legal matters.