As we reflect on 2015 we are truly grateful for the commitment and trust you have placed in us. We are honored that many of our clients will be celebrating 25 years with us in 2016. The past 25 years have provided us with great challenges and great opportunities. We have remained steadfast and will work to continue earning your trust and providing quality advice that you have come to expect. 25 years is a symbolic and meaningful milestone for our firm and only reinforces our commitment to client service, culture and teamwork. We wish you a happy, healthy and prosperous New Year and we look forward to the next 25 years working with you.