We specialize in teaching our clients how to plan, prepare, and pay for college and may help families determine options for funding their upcoming college education expenses. Our goal is to guide families in the right direction to prepare for and manage the process of college admissions, financial aid, and paying for college, while continuing to work toward other goals such as retirement savings.

Eligibility for financial aid depends on your Expected Family Contribution (EFC), your year in school, your enrollment status, and the cost of attendance at the school you will be attending. The financial aid office at your college will determine how much financial aid you are eligible to receive.

The Expected Family Contribution (EFC) is a measure of your family’s financial strength and is calculated according to a formula established by law. Your family’s taxed and untaxed income, assets, and benefits are all considered in the formula. Also considered are your family size and the number of family members who will attend college during the year. The information you report on your Free Application for Federal Student Aid (FAFSA) is used to calculate your EFC. Schools use the EFC to determine your federal student aid eligibility and financial aid award. Your EFC is not the amount of money your family will have to pay for college or the amount of federal student aid you will receive. It is a number used by colleges to calculate the amount of federal student aid you are eligible to receive.

Click the button below to view your college planning report, which you can use to help you make well-informed college planning decisions.

Disclosures: The recipient is solely responsible for inputting the information used to provide these results and/or analyses and they are responsible for correcting any errors or omissions. Results and analyses are based exclusively on information provided by you and no assumptions are made as to your particular situation. The information contained in the college planning report is for educational purposes only and has been derived from sources believed to be reliable, but is not guaranteed as to accuracy and does not purport to be a complete analysis of the material discussed, nor does it constitute an offer or a solicitation of an offer to buy any securities, products or services mentioned. These materials, and the information contained in these materials, may change at any time and without notice. Specific recommendations can only be provided as part of a formal analysis that is comprehensive in nature and addresses your personal and business financial information and respective goals and objective. Any action taken based on information in this publication should be taken only after a detailed review of the specific facts and circumstances. The above information does not constitute tax, legal, investment or any other type of professional advice. You should consult with a qualified tax, legal or financial representative prior to making a decision. Calculator is provided by Collegiate Funding Solutions, Inc. Collegiate Funding Solutions, Inc. is not affiliated with Sequoia Financial Advisors, owner or any affiliate thereof.